With interest rates being as low as they are at the moment, more and more people are considering the option of purchasing a home instead of continuing to rent at higher prices. Although the process of buying a house can leave you feeling giddy with excitement, it is imperative that you put your wish list together before considering putting any offers in.

Research Neighborhoods that you want to live in

Before purchasing a home – even in what seems to be a desirable neighborhood – it is essential to conduct intensive research. In most cases, issues such as poor or non-existent public transport routes, a lack of decent amenities, low quality schools and crime levels may only present themselves after you have moved in, and by then, you may find it close to impossible to sell up and relocate again. If a realtor gives evasive answers or seems non-committal when asked about the above mentioned issues, it will be best to purchase in a different neighborhood. read more