Getting a pre-approval for a mortgage is important. Many real estate agents will not even provide home viewings without a letter stating the prospective buyers are pre-approved. But how does one obtain one of these vital first steps in the home purchasing process?

It is harder than ever to get a traditional mortgage, thanks to rising home costs and an economy which, while on the mend, has not fully recovered from the recent fiscal crisis. For this reason, you should be sure to put your best foot forward from the very beginning – and that begins with the pre-approval. read more